Monday, February 13, 2006

Taxing Jack

Jack is approaching his birthday, so its time to cough up cash to keep him legally on the road.

Getting his insurance and road tax renewed was an unexpected adventure. Previously for Baby Knacil was a straight-forward process - on road-tax-die day go Kurnia renew insurance, then go Post office renew road tax. Done in 2 hours or less. Simple.

Jack just had to be difficult. For a start his birthcert is with the creditors, which means I can't renew his road tax directly. Usually insurance companies can liase with the banks to do this for you, so that one less headache BUT....

I renewed Jack's insurance at a branch of P&O Orient in Taipan. Service is excellent, the sole lady in the office is from a past generation of cheerfullness and politeness. It's like conversing with a teacher from those days. She regretfully informed me that since Jack's birthcert is with his creditors in another state therefore they will not be able to help liase with the bank on the road tax. Hai. She was very kindly, giving specific people and things to do to get things done at the creditors branch down the road.

Jack's extra-steps process - one week earlier go to P&O Orient renew insurance, tehn go to creditor branch get road tax renewed (remember to mention inter-branch transaction), then one week later go collect road tax. A bit less simple.

Jack just had to be extra difficult. It turns out the company who dealt with Baby Kancil/Jack trade-off botched some things. Jack's road tax expires on February, but his insurance expires in May (???. I also don't know. Tu lah, tak check). This mismatch is bad because your road tax and insurance MUST match, so the alternative was to extend Jack's insurance 3 months and renew road tax for 6 months so they both are due for renewal in August. Canggih.

Then in August there will be a repeatorama of this process, will less one hassle of mismatched documents. Hai. Another thing, after holding the insurance policy thus far, I just noticed that my address was recorded wrongly. House number 55 instead of 58. Goodness.. so folks, forget the fine print. Remember to read the whole bloody thing.

Ka-ching!
Insurance extension : RM 335.47
Road Tax : RM 63
Road Tax Processing Fee : RM 10
Road Tax Inter-branch courier : RM 5

2 comments:

Anah Shariff said...

wat the hell??? thats all u had to pay????

sharkgila said...

haha. 3 months extension only. that's why slighly cheap